Garman, E. Thomas creator Forgue, Raymond E. text bibliography at Australia Cengage 2014 12th ed monographic eng xxiv, páginas ilustraciones Personal Finance 12ed offers a practical, student-friendly introduction to personal financial management. Using a structured, step-by-step approach, this market-leading text helps students learn how to save and invest, manage student loans, file taxes, decrease credit card debt, and plan for the future. Real-life scenarios, covering a wide range of financial challenges, enable students to appreciate the relevance of key concepts, and useful advice from personal finance experts helps them apply those concepts in their own lives. Many math-based examples clearly illustrate the critical importance of achieving long-term financial goals through investing. Building on the success of previous editions, the new Twelfth Edition continues to engage students and focus their attention on critical concepts they need to succeed in class and to manage their finances wisely for a lifetime. specialized E. Thomas Garman, Raymond E. Forgue Incluye índice Finanzas personales Éxito en los negocios Inversiones Aspectos psicológicos Presupuesto de capital Seguridad financiera Administración de créditos 9781133595830 1133595839 Co-BoUCM 051115 20151105153747.0 spa