Financial literacy and the creation of financial citizens / Gail Pearson -- Broad standards as a vehicle for consumer rights : the case of financial products in the united kingdom / Iain MacNeil -- From status to contract : evolving paradigms for regulating consumer credit / Rashmi Dyal-Chand -- The EU financial services policy and its effect on consumer law / Manfred Westphal -- Responsible lending or restrictive lending practices? : balancing concerns regarding over-indebtedness with addressing financial exclusion / Therese Wilson -- Payday loans : unintended consequences of American efforts to tame the beast / Mary Spector -- Credit alternatives and micro-lending in American immigrant communities / James P. Nehf -- Better consumer protection under the statutory "in duplum" rule / Michelle Kelly-Louw -- A struggling social safety net : global lessons from bankruptcy and healthcare reforms in the United States, France, and England / Robert J. Landry, III, and Amy K. Yarbrough -- The reform of administration orders within a new consumer credit framework / André Boraine -- Defining the unincorporated business in financial distress : should it be treated as a business or as a consumer? / Anneli Loubser.
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